Does Medicare Cover Beds? What You Need to Know

When it comes to medical equipment like beds, one of the most common questions is: Does Medicare cover beds? The answer isn’t straightforward, but understanding the process can save you both time and money.

The Short Answer

Medicare doesn’t usually cover beds upfront. However, if the adjustable bed is deemed medically necessary, you can apply for reimbursement after the purchase. Medicare Part B may cover durable medical equipment (DME), including beds, but only under specific conditions.

How to Get Reimbursed

To ensure you receive reimbursement, follow these steps:

1. Get a Prescription: Ask your healthcare provider for a detailed prescription that proves the bed is medically necessary.
2. Purchase a Medicare-Approved Bed: Make sure the bed qualifies as DME under Medicare guidelines.
3. File a Claim: Submit Medicare form CMS-1490S along with proof of purchase and your doctor’s documentation. Learn more here.
4. Monitor Your Claim: Follow up with Medicare to check your claim status.

Why It’s Important

Filing for reimbursement might sound tedious, but it’s a valuable process that can offset high upfront costs. Don’t hesitate to take advantage of this benefit if you or a loved one needs specialized medical equipment.